The Great Tax Escape: Using After-Tax 401k Contributions to Fund a Roth IRA

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Most employees who utilize a 401(k) plan to stash part of their salary away for the future are probably aware that there are limits on how much they can contribute. In 2017, that limit is $18,000 for those under age 50, and $24,000 for those age 50 and above.3 Of course, the primary motivation for most [...]

Equifax Data Breach: What You Should Know

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By now you’ve probably seen the news regarding the data breach of Equifax (one of the three major credit bureaus), so I won’t belabor the details. Suffice it to say that since 143 million Americans are potentially affected, there’s a good chance this impacts you. So, what should you do? There are several things you [...]

Top Ten Long-Term Care Myths for Georgia Seniors

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Note: Special thanks to Daniel D. Munster, a Georgia top-rated elder law attorney, for a recent presentation in our offices on this subject, as well as much of the background information for this post. Please note that nothing herein is legal or investment advice. There is tremendous confusion in the area of long-term care planning, [...]

Congratulations to Tyler Floyd of Texas Tech University for Winning the 2017 JPH FuturePlanner Scholarship!

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JPH Advisory Group is excited to announce the very first winner of the JPH FuturePlanner Scholarship program. The FuturePlanner scholarship is an annual award to a deserving undergraduate or graduate student studying in a CFP Board-approved program of study. After receiving applications from students across the country, Tyler’s entry was chosen based on a number [...]

Announcing the Finalists of the 2017 JPH FuturePlanner Scholarship!

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At JPH Advisory Group, we believe that professional financial planning, when done right, is a force for good in the world. That’s why we are proud to offer, for the very first time, the JPH FuturePlanner Scholarship, which is awarded to a dedicated, enthusiastic, and deserving college student studying in an financial planning-related program nationwide. Having [...]

2017 JPH FuturePlanner Scholarship Finalist: Galen Bearden, Texas Tech University

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Editor’s note: The following is a submission to the JPH FuturePlanner Scholarship, which is awarded to a deserving student in a financial planning-related graduate or undergraduate program nationwide. Part of the scholarship requirements include an article on a financial planning topic of choice, focused on how the chosen topic relates to current American trends or [...]

2017 JPH FuturePlanner Scholarship Finalist: Tyler Floyd, Texas Tech University

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Editor’s note: The following is a submission to the JPH FuturePlanner Scholarship, which is awarded to a deserving student in a financial planning-related graduate or undergraduate program nationwide. Part of the scholarship requirements include an article on a financial planning topic of choice, focused on how the chosen topic relates to current American trends or [...]

2017 JPH FuturePlanner Scholarship Finalist: Jennifer Lehman, Texas Tech University

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Editor’s note: The following is a submission to the JPH FuturePlanner Scholarship, which is awarded to a deserving student in a financial planning-related graduate or undergraduate program nationwide. Part of the scholarship requirements include an article on a financial planning topic of choice, focused on how the chosen topic relates to current American trends or [...]

What’s the Best Age to Begin Social Security Benefits?

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We often hear the question, “What is the best age to begin Social Security benefits?” And while it may sound confusing, our answer is always: “Well, it depends.” There are a number of factors that impact when you should begin your benefits, and so the answer varies from person to person. Let’s start with the [...]

How to Keep from Failing at Retirement

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We are eight years into a strong bull market in stocks, with rising employment and the highest consumer confidence readings we’ve seen in a long time. On top of that, we also are in the middle of a wave of Baby Boomers hitting their mid-sixties, the classic retirement age. Those factors combine to see some [...]