Announcing the Finalists of the 2017 JPH FuturePlanner Scholarship!

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At JPH Advisory Group, we believe that professional financial planning, when done right, is a force for good in the world. That’s why we are proud to offer, for the very first time, the JPH FuturePlanner Scholarship, which is awarded to a dedicated, enthusiastic, and deserving college student studying in an financial planning-related program nationwide. Having [...]

2017 JPH FuturePlanner Scholarship Finalist: Galen Bearden, Texas Tech University

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Editor’s note: The following is a submission to the JPH FuturePlanner Scholarship, which is awarded to a deserving student in a financial planning-related graduate or undergraduate program nationwide. Part of the scholarship requirements include an article on a financial planning topic of choice, focused on how the chosen topic relates to current American trends or [...]

2017 JPH FuturePlanner Scholarship Finalist: Tyler Floyd, Texas Tech University

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Editor’s note: The following is a submission to the JPH FuturePlanner Scholarship, which is awarded to a deserving student in a financial planning-related graduate or undergraduate program nationwide. Part of the scholarship requirements include an article on a financial planning topic of choice, focused on how the chosen topic relates to current American trends or [...]

2017 JPH FuturePlanner Scholarship Finalist: Jennifer Lehman, Texas Tech University

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Editor’s note: The following is a submission to the JPH FuturePlanner Scholarship, which is awarded to a deserving student in a financial planning-related graduate or undergraduate program nationwide. Part of the scholarship requirements include an article on a financial planning topic of choice, focused on how the chosen topic relates to current American trends or [...]

Pay Raises for Low-Income Earners Shows Strength in US Economy

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We are now almost a decade into a recovery from the worst US recession in generations, and investors everywhere continue to wonder when “the other shoe is going to drop.” That feeling is understandable when you consider that the average economic expansion historically has been about four years, and this recovery is now more than [...]

Second Quarter 2017 Investment Commentary

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Second Quarter 2017 Key Takeaways The second quarter proved to be another very strong period for global stock markets. Larger-cap U.S. stocks gained 3.1%, developed international stocks rose 6.4% and emerging-market stocks rose by 3.4%. This makes 2017 stock performance even stronger. Larger-cap U.S. stocks have surged 9.3% year to date, while international indexes are [...]

What’s the Best Age to Begin Social Security Benefits?

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We often hear the question, “What is the best age to begin Social Security benefits?” And while it may sound confusing, our answer is always: “Well, it depends.” There are a number of factors that impact when you should begin your benefits, and so the answer varies from person to person. Let’s start with the [...]

How to Keep from Failing at Retirement

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We are eight years into a strong bull market in stocks, with rising employment and the highest consumer confidence readings we’ve seen in a long time. On top of that, we also are in the middle of a wave of Baby Boomers hitting their mid-sixties, the classic retirement age. Those factors combine to see some [...]

Three Important Factors To Consider before Accepting a New Job Offer

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So you’ve just received a great new job offer with the company of your dreams? There is no denying it, this is a pretty great feeling, especially since it is probably the culmination of years of planning and hard work. So before you take the job or start to negotiate your salary and benefits, stop [...]

The Case for Quitting Your Job

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“The phenomenon of delayed retirement is well documented. Average retirement ages are climbing, and nearly half of baby boomers say they expect to work until age 66 or beyond, according to Gallup Inc. polls.”  – Anne Tergesen (Wall Street Journal) For many of these potential retirees, they have no choice–they need the money. That’s why [...]