Protect Your Identity Online (Part Three)

Protecting Your Identity Online: Fighting Back

Step Three: Start Fighting Back This is my third and final post about “Protecting Your Identity Online.” As you’ll recall from the previous posts, the number one way to protect yourself is a “credit freeze,” and knowing your rights and options if you are victimized is vital (since there is a very high probability that most people will be hit at some [...]

How to Protect Yourself from Identity Theft (Part Two)

how to protect yourself against bank fraud and identity theft

Step Two: Know Your Rights and Be ProActive Back in April–has it been that long?–I posted about how to protect yourself from identity theft in the wake of rampant data breaches. As I discussed in the post, a credit freeze is the absolute best way to lock down your credit file, so that only you [...]

Protect Yourself from Identity Theft (Part One)

Credit Freeze

Step One: Freeze Your Credit, and Help Leave Fraudsters Out in the Cold According to the Justice Department’s latest statistics, approximately 7% of U.S. adults can expect to experience some form of identity theft this year. That’s one in every 14 people. And according to the FTC it takes an average of about six months [...]

Dave Ramsey and the Debt Snowball Strategy

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Dave Ramsey is a popular and sometimes controversial personal finance talk show host. He is looked up to by thousands all across the country for his practical advice, and especially for his unique ability to encourage and motivate people to get out of debt. While, of course, we wouldn’t endorse everything Dave–or any other person–says [...]

Debt Use Growing Unevenly

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Household debt is one of the many data points I review when looking at the economy. Since the great recession, household debt has decreased steadily over the last 4 years as consumers have paid down debt and as debt has been charged off in foreclosures. Over the last few quarters however, we have seen household [...]