We were as surprised as anyone with the results of the Brexit vote. In a historic decision, last Thursday the British people voted to break away from the European Union. Needless to say, this was a huge surprise to the market, the media, and the political class. (As an aside, I think that just goes [...]
Should Parents Save Towards College or Retirement?
June 23, 2016 By
Recently, I posted a simple question on Facebook: “What’s the biggest personal finance struggle you have currently?” My goal was to check the pulse of what real people were dealing with when it comes to important decisions about money. Thankfully, I received many good responses that may be the inspiration for future posts, but one [...]
Full Employment: Are We There Yet?
May 24, 2016 By
A recent Pew Research Center poll showed that only about 19% of Americans trust their government. This is a historically low level for the measure, which shockingly at one point in the 1950s actually reached the 70% range. There are undoubtedly a myriad of reasons for this, which are beyond the scope of this post. [...]
Don’t Miss Out on Low Mortgage Rates
March 15, 2016 By
“It was the best of times; it was the worst of times.” Perhaps Charles Dickens’ iconic line has never been more appropriate. Twenty years from now, we may look back at 2016 and marvel at the unique set of economic forces at play: a near-zero interest rate environment on the part of nearly every developed [...]
Does Checking Your Account Daily Make You Happy?
March 1, 2016 By
The first twenty days of 2016 began with a sudden drop in most major markets, in which all but two trading days were negative. Since then, some indexes have seen a slight bounce-back, but most are still down significantly. In fact, out of 39 total trading days so far, 21 of them, or 54%, have [...]
Time to Pick the Low Hanging Fruit
December 7, 2015 By
How We Do Year-End Tax Planning While the official tax day for 2015 is the fifteenth of April, 2016, most of the smart tax planning moves that could potentially save you thousands have to be done by year end. Once the W-2s, 1099s, and other tax forms are printed, it’s generally too late (with a [...]
Paying for College from 529 Plans? Not so Fast…
September 29, 2015 By
It’s the summer before your rising college freshman leaves home for his or her college adventure, and you’ve just received the first bill. Thankfully, you’ve been diligent to sock away funds for your child’s tuition in a tax-advantaged college savings account, such as a 529 plan. Years before, you thought ahead to this day, and set aside [...]
Welcome Mahea Akana, Newest Member of the JPH Team
September 18, 2015 By
Mahealani “Mahea” Akana has recently joined the JPH Advisory Group team and brings extensive customer service and administrative support experience to her role as Client Service Associate. Mahea has 29 years of experience supporting large client bases, top executives, and multi-person sales teams at major financial institutions. Mahea uses this knowledge to understand each client’s needs [...]
Announcement! JPH Retains New Experts in Long-Term Care and Medicare Planning
September 9, 2015 By
Long-Term Care Planning It’s been particularly challenging for our firm to provide clients with comprehensive, in-depth, expert advice in the very specialized area of long-term care planning. That’s why we’re pleased to announce that we have retained the services of Allen Hamm, an expert in this area. Allen literally wrote the book on this subject–he’s the author of [...]
Protect Your Identity Online (Part Three)
August 20, 2015 By
Step Three: Start Fighting Back This is my third and final post about “Protecting Your Identity Online.” As you’ll recall from the previous posts, the number one way to protect yourself is a “credit freeze,” and knowing your rights and options if you are victimized is vital (since there is a very high probability that most people will be hit at some [...]
