Fee-Only Financial Planning / Wealth Management / Investment Advice, Atlanta, Georgia
Long-Term Care Planning It’s been particularly challenging for our firm to provide clients with comprehensive, in-depth, expert advice in the very specialized area of long-term care planning. That’s why we’re pleased to announce that we have retained the services of Allen Hamm, an expert in this area. Allen literally wrote the book on this subject–he’s the author of [...]
Step Three: Start Fighting Back This is my third and final post about “Protecting Your Identity Online.” As you’ll recall from the previous posts, the number one way to protect yourself is a “credit freeze,” and knowing your rights and options if you are victimized is vital (since there is a very high probability that most people will be hit at some [...]
Step Two: Know Your Rights and Be ProActive Back in April–has it been that long?–I posted about how to protect yourself from identity theft in the wake of rampant data breaches. As I discussed in the post, a credit freeze is the absolute best way to lock down your credit file, so that only you [...]
Step One: Freeze Your Credit, and Help Leave Fraudsters Out in the Cold According to the Justice Department’s latest statistics, approximately 7% of U.S. adults can expect to experience some form of identity theft this year. That’s one in every 14 people. And according to the FTC it takes an average of about six months [...]
Healthcare costs can be a big “question mark” for those looking to retire. So, here’s some rough anecdotal amounts that a “typical” retiree might expect to pay. Let’s define “typical”: a couple, age 65 or older, in generally good health, but perhaps on a few regular medications. I will assume that they do not have [...]
Recently I was reading through the Wall Street Journal’s “The Experts” blog on the topic of long-term care insurance. I wasn’t surprised to see that most of them favored buying a policy at a relatively young age. You can read some of their ideas here: http://blogs.wsj.com/experts/tag/long-term-care-insurance/. However, at JPH Advisory Group, we have seen many [...]
When the Patient Protection and Affordable Care Act, commonly known as ObamaCare, passed in 2010, it became clear things were about to change for several classes of people. We believed that this new law was going to hurt high-income individuals by imposing higher taxes, and inversely help lower-income individuals through health insurance subsidies. It also [...]
I ran across the following statistics recently that I find simply amazing. It’s not news that the US spends more money on healthcare costs than other developed nations, but this data puts into perspective just how much more. To give just a few examples: a routine office visit in the US costs roughly three [...]
