Recently, I posted a simple question on Facebook: “What’s the biggest personal finance struggle you have currently?” My goal was to check the pulse of what real people were dealing with when it comes to important decisions about money. Thankfully, I received many good responses that may be the inspiration for future posts, but one [...]
Dave Ramsey and the Debt Snowball Strategy
May 29, 2014 By
Dave Ramsey is a popular and sometimes controversial personal finance talk show host. He is looked up to by thousands all across the country for his practical advice, and especially for his unique ability to encourage and motivate people to get out of debt. While, of course, we wouldn’t endorse everything Dave–or any other person–says [...]
Clark Howard Says Beware of Private Student Loans
April 28, 2014 By
Last week, Clark Howard reported a scary potential “gotcha” with a private student loans: “Picture this: You’re paying on your student loan as agreed and suddenly your grandparent or parent who co-signed the loan dies. Do you get a temporary forbearance or a note of condolence from the lender? No. According to the Consumer Financial Protection [...]
Is College Worth It?
January 20, 2014 By
The cost of a college education continues to increase faster than just about anything else these days, and a generation of college graduates are still having trouble finding jobs in their chosen fields. Many of them are still working multiple part-time jobs or moving back in with mom and dad just to make ends meet. [...]
How to Graduate Debt Free
August 20, 2013 By
As we have conversations with clients about the high cost of sending their kids to college, one of the things we try to point out is that if you are willing to work at it, there are ways to drastically cut the “ticker price” of a college education. If you are willing to go in-state, [...]
What’s Really Immoral About Student Loans
July 1, 2013 By
As someone that will have three children in college in the fall, I am, as you can imagine, quite sensitive to the rising cost of higher education. In the news today, Congress is debating whether to allow interest rates on student loans to go up, but I would argue that is not the real issue–the [...]
Should Your Teenager Get a Summer Job?
June 13, 2013 By
source: SATprepaventura.com Recently, Jon Houk had a discussion with a client about planning for college for high school age teenagers, and since Jon has three college age kids of his own, you might say he speaks from some personal experience. One of the things he suggested was to look at doing SAT prep work in the summers. [...]
