Risk Management & Insurance

Insurance is a necessary evil. People don’t like to think about what would happen if they weren’t around, were unable to work, or if they needed long-term care. Unfortunately, these things do happen, and it is up to us to see that our clients are prepared as best as possible from a financial perspective.

The thought of insurance brings to mind the negative perception of insurance agents in general. There are many valid reasons for this image, and JPH Advisory Group would like to communicate to you that our goal is not for you to buy more insurance. We do not sell insurance, nor do we receive commissions. We are here to give you objective advice about the types of coverage you need to protect yourself and your family.

Not everyone needs all types of insurance, and we do not take a “cookie cutter” approach.  No two clients have the same insurance needs, and we make insurance recommendations according the individual situation. The goal for this area of the website is to give you information – not to make insurance recommendations.

Types of Insurance

• Life Insurance
• Disability Insurance
• Long-Term Care
• Homeowners/Auto/Umbrella
• Health Insurance