Equifax Data Breach: What You Should Know

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By now you’ve probably seen the news regarding the data breach of Equifax (one of the three major credit bureaus), so I won’t belabor the details. Suffice it to say that since 143 million Americans are potentially affected, there’s a good chance this impacts you. So, what should you do? There are several things you [...]

Pay Raises for Low-Income Earners Shows Strength in US Economy


We are now almost a decade into a recovery from the worst US recession in generations, and investors everywhere continue to wonder when “the other shoe is going to drop.” That feeling is understandable when you consider that the average economic expansion historically has been about four years, and this recovery is now more than [...]

Is Europe Set for a Rebound?


As our clients and readers of our newsletters know, we’ve been relatively big proponents of investing internationally — both in Europe and in “emerging markets” over the last 18 to 24 months. We have taken this stance largely as a result of our central discipline and guiding belief — that assets tend to revert to [...]

Jon Houk and Team named Five Star Wealth Manager for Fifth Straight Year


We are proud to announce that Jon Houk, CFP and the team at JPH Advisory Group, Inc. have been named as a Five Star Wealth Manager for the fifth straight year! Because of this, the firm has been featured in Atlanta Magazine in the October issue, and also in the November 28th issue of the Wall Street [...]

Money, Thanksgiving, & Happiness — Five Quotes to Start Your Holiday Week


Thanksgiving week has arrived, and while we all have jam-packed to-do lists full of shopping to do, traveling plans to make, and goodies to bake, let’s all take a few minutes to reflect on all the blessings we share. To get your reflective mood kick-started, here are five poignant quotes from those who said it [...]

What Does a Trump Presidency Mean for the Markets?

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Two years ago, I said several times in meetings with clients that I believed America was tired of having someone named “Bush” or “Clinton” in the White House. The electorate was ready for someone new. On that much, at least, I was right. (Although I’ll not comment here on the accuracy of my comments around [...]

Our Take on Brexit and the Markets

Map of Europe with Brexit and Britain

We were as surprised as anyone with the results of the Brexit vote. In a historic decision, last Thursday the British people voted to break away from the European Union. Needless to say, this was a huge surprise to the market, the media, and the political class. (As an aside, I think that just goes [...]

Though the Jobs Report is Dismal, That’s Not the Real News

Table of Various Assets and Returns for June 3rd, 2016

This morning a weak jobs report came out, sending stocks down and bonds up. That’s pretty normal behavior in the markets. However, emerging market stocks and bonds were actually up on the news, based on the assumption that the dollar will suffer because the Fed will be more hesitant to raise interest rates in the [...]

Full Employment: Are We There Yet?


  A recent Pew Research Center poll showed that only about 19% of Americans trust their government. This is a historically low level for the measure, which shockingly at one point in the 1950s actually reached the 70% range. There are undoubtedly a myriad of reasons for this, which are beyond the scope of this post. [...]

The Wrong Way to Discuss Market Volatility with Your Kids

image source: stocktwits.com

When the market is volatile, cartoons like this are a great illustration of how important it is to stick to a well-designed and disciplined investment plan. So you don’t have to have this conversation with your children…